At the heart of the Avalanche Summit in London, amid the buzz of blockchain hype and decentralized finance (DeFi) dreams, CCN sat down for an unfiltered conversation with Nicolas Rémond, SwissBorg’s CTO.
No staged talking points. Just a raw, honest deep dive into how SwissBorg is quietly dismantling the barriers to wealth management in Europe—and what it’s like building a crypto platform in one of the most heavily regulated markets on earth.
Over the course of the conversation, Rémond shared insights into why crypto is more than a speculative asset class, how SwissBorg is making DeFi human-friendly, and what it really takes to operate at the crossroads of innovation and compliance.
For anyone still thinking crypto is just about price charts and memes—think again.
If You Don’t Invest Early, Retirement Will Be a Mirage
That’s not a headline from a dystopian economic report. It’s a blunt assessment from Rémond, who believes Europe’s economic structure is quietly collapsing—and that most people still haven’t realized it.
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“There’s a population collapse in Europe. Retirement age is increasing, but salaries aren’t. If you don’t invest early, you’re screwed,” he says. He clarified that he didn’t mean to scare people. It’s to hand them the tools they need before it’s too late.
Crypto Isn’t Just an Investment. It’s an Exit Strategy
SwissBorg doesn’t see Bitcoin or crypto as speculative bets; they’re lifelines.
We want to give people a way out of the fiat system,” Rémond says.
That means making it easy, accessible, and, believe it or not, fun.
With features like token swapping, passive yield strategies, and high-risk alpha opportunities, SwissBorg is blending user-friendliness with investment sophistication. The goal: to put Wall Street tools into the hands of regular users.
What SwissBorg Actually Does—and Why It’s Different
Forget the buzzwords. At its core, SwissBorg is about control and clarity. Users can swap from fiat to crypto, earn passive income, or pursue high-risk, high-reward opportunities—all through an app designed to be smooth and intuitive.
“We’re making the kind of financial access that only insiders had before available to everyone,” says Rémond. “And we’re doing it without the complexity.”
Solana, Avalanche, and a Multichain Future
SwissBorg’s tech stack is built for flexibility, not loyalty. While Solana handles most of the volume (around 10,000 transactions daily), Avalanche is quickly rising with scalable infrastructure and lower fees.
“It’s not about picking a favorite,” Rémond explains. “It’s about making sure the user gets the best experience. Fast finality. Low gas fees. Real DeFi projects.”
From Gamification to Governance: The Swiss DNA at Play
If this all sounds Swiss, that’s because it is—literally and philosophically.
SwissBorg runs on the principle of direct democracy. Users stake the BORG token to vote weekly on company matters, echoing the famed Swiss model of citizen-led governance. “It’s in our DNA,” Rémond explains. “Direct democracy isn’t a feature. It’s a foundation.”
This isn’t just symbolism. The community helped raise $22 million in their Series A, with over 20,000 individual investors and no VC overlords pulling strings.
“We’re one of the most decentralized companies out there,” he claims. And unlike many ICOs, they’ve survived the winter—and learned from it.
Censorship, Compliance, and the Fragile Dance With Regulators
SwissBorg’s most significant technical vulnerability? It’s not the code.
It’s compliance.
Regulations in Europe and the UK change so fast that SwissBorg had to strip down its UK app just to keep the lights on.
“Sometimes you’ve got a month to completely restructure,” Rémond says. “It’s terrifying.” He’s talking about late-breaking FCA rules, pan-European regulation like MiCA, and a future where even being too compliant can hurt innovation.
As for privacy? They collect only what’s mandated, nothing more. “If we weren’t forced to collect it, we wouldn’t,” he says plainly.
UX that Onboards Your Grandma, but Also Satisfies a Whale
SwissBorg has found a way to thread the impossible needle: it’s simple enough for first-timers but robust enough for seasoned investors. Due diligence on listed tokens. Real-time fiat-to-crypto swaps. Instant wire transfers and integrations with Apple Pay and Google Pay.
But here’s the kicker: it’s not boring.
They’re betting that if you give people a clean, fun, and safe way to interact with crypto, they’ll come and they won’t leave.
No Listing Fees, No Gatekeepers, No Apologies
At the heart of SwissBorg’s most radical pivot is this: the death of centralized exchange domination.
Instead of begging to list on the Binance casino floor or paying extortionate fees, projects can launch directly on SwissBorg. No gatekeeping. No 10% token tax. Just liquidity, smart contracts, and single-click access via DEX integration.
Projects like BorgPad are already launching through this system, helping startups go from zero to on-chain without caving to the centralized gods.
Rémond says it best: “It’s a game-changer. Full stop.”
The Verdict? SwissBorg Isn’t Trying To Disrupt. It’s Trying To Liberate
SwissBorg isn’t a crypto app. It’s a declaration: that wealth shouldn’t be reserved for those born rich or lucky. That crypto doesn’t have to be chaos. Finance can be democratic, fun, and even fair.
Crypto shouldn’t be about gatekeepers. With SwissBorg, we’re showing that you can onboard from fiat to DeFi in a single click—and give projects their independence back,” Rémond concludes.
It’s more than an improvement; it’s a meaningful shift in how access to crypto is being reimagined.
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